{"id":19864,"date":"2020-05-14T14:11:32","date_gmt":"2020-05-14T11:11:32","guid":{"rendered":"http:\/\/aluksne.lv\/?p=19864"},"modified":"2020-05-14T14:11:32","modified_gmt":"2020-05-14T11:11:32","slug":"mazajiem-uznemumiem-laukos-pieejams-ipass-altum-aizdevums","status":"publish","type":"post","link":"https:\/\/aluksne.lv\/index.php\/2020\/05\/14\/mazajiem-uznemumiem-laukos-pieejams-ipass-altum-aizdevums\/","title":{"rendered":"Mazajiem uz\u0146\u0113mumiem laukos pieejams \u012bpa\u0161s ALTUM aizdevums"},"content":{"rendered":"<p><strong><a href=\"https:\/\/aluksne.lv\/wp-content\/uploads\/2020\/05\/altum_logo.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-19865 alignright\" src=\"https:\/\/aluksne.lv\/wp-content\/uploads\/2020\/05\/altum_logo-300x129.png\" alt=\"\" width=\"300\" height=\"129\" data-id=\"19865\" srcset=\"https:\/\/aluksne.lv\/wp-content\/uploads\/2020\/05\/altum_logo-300x129.png 300w, https:\/\/aluksne.lv\/wp-content\/uploads\/2020\/05\/altum_logo-768x330.png 768w, https:\/\/aluksne.lv\/wp-content\/uploads\/2020\/05\/altum_logo.png 823w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Nereti uz\u0146\u0113m\u0113jiem ir gr\u016bt\u012bbas sa\u0146emt aizdevumu bank\u0101s, jo nepiecie\u0161amais aizdevuma apjoms ir par mazu vai, uzs\u0101kot jaunu biznesu, nav nedz kred\u012btv\u0113stures, nedz finan\u0161u pl\u016bsmas. ALTUM mazo aizdevumu uz\u0146\u0113m\u0113jiem lauku teritorij\u0101s jau izmanto visda\u017e\u0101d\u0101ko nozaru uz\u0146\u0113m\u0113ji vis\u0101 Latvij\u0101. Ar\u012b \u0161obr\u012bd, Covid-19 v\u012brusa izplat\u012bbas laik\u0101, \u0161\u012b ALTUM programma noder daudziem uz\u0146\u0113m\u0113jiem re\u0123ionos.<\/strong><\/p>\n<p>\u00a0\u201c\u0160is ir \u013coti vienk\u0101r\u0161s atbalsta meh\u0101nisms da\u017e\u0101du nozaru maziem un vid\u0113jiem uz\u0146\u0113m\u0113jiem, kas str\u0101d\u0101 \u0101rpus lielaj\u0101m pils\u0113t\u0101m, lauku teritorij\u0101s. Programmas m\u0113r\u0137is ir pal\u012bdz\u0113t situ\u0101cij\u0101s, kad komercbankas nav gatavas finans\u0113t klientus, kam var b\u016bt \u013coti da\u017e\u0101di iemesli \u2013 uz\u0146\u0113mums tikko s\u0101cis darboties un tam nav kred\u012btv\u0113stures vai uz\u0146\u0113mums v\u0113las palielin\u0101t apjomus, bet tr\u016bkst nodro\u0161in\u0101juma aizdevumam. Visbie\u017e\u0101k tas skar dz\u012bvesstila uz\u0146\u0113mumus un maz\u0101s saimniec\u012bbas, s\u0101kot no tradicion\u0101l\u0101s lauksaimniec\u012bbas l\u012bdz pat da\u017e\u0101du pakalpojumu snieg\u0161anai, piem\u0113ram, \u0113din\u0101\u0161ana, skaistumkop\u0161ana u.c. Aizdevumu izsniedzam un aicin\u0101m pieteikties ar\u012b uz\u0146\u0113m\u012bgos, kuriem ir biznesa ideja un pl\u0101ns, ta\u010du pietr\u016bkst finans\u0113juma,\u201d st\u0101sta ALTUM Programmu att\u012bst\u012bbas departamenta vad\u012bt\u0101jas vietnieks Gatis Sniedzi\u0146\u0161, atg\u0101dinot, ka pieejamas ar\u012b visas p\u0101r\u0113j\u0101s ALTUM \u012bstenot\u0101s programmas.<\/p>\n<p>Lauku uz\u0146\u0113m\u0113ji nor\u0101da, ka nereti gr\u016bt\u012bbas sag\u0101d\u0101 tas, ka bankas aizdevumu viegl\u0101k ir sa\u0146emt tad, ja tas ir liel\u0101ka apjoma, nek\u0101 nepiecie\u0161ams, sniedzot pretim nodro\u0161in\u0101jumu. Savuk\u0101rt da\u017ek\u0101rt tie\u0161i taj\u0101 br\u012bd\u012b nepiecie\u0161am\u0101s, lai ar\u012b sal\u012bdzino\u0161i neliel\u0101s summas, saimniec\u012bbai pa\u0161ai sakr\u0101t ir gr\u016bti. L\u012bdzek\u013ci \u012bpa\u0161i nepiecie\u0161ami jaunas uz\u0146\u0113m\u0113jdarb\u012bbas uzs\u0101k\u0161anai, kad ir \u013coti daudz da\u017e\u0101das vajadz\u012bbas. Piem\u0113ram, ra\u017eo\u0161anas telpu iek\u0101rto\u0161ana, apr\u012bkojuma ieg\u0101de \u2013 viss maks\u0101 naudu, s\u0101kot no datora un beidzot ar aizsardz\u012bbas l\u012bdzek\u013ciem, s\u0101kot no friziera kr\u0113sla un beidzot ar cementa mais\u012bt\u0101ju. Neesot kred\u012btv\u0113sturei un naudas pl\u016bsmai, ko uzr\u0101d\u012bt, banku finans\u0113jums nav pieejams. Savuk\u0101rt ALTUM atbalsts nereti \u013cauj uz\u0146\u0113mumam sasniegt pietiekamu apgroz\u012bjuma l\u012bmeni, lai jau to gada p\u0101rskats b\u016btu pievilc\u012bgs ar\u012b bank\u0101m, l\u012bdz ar to \u2013 papla\u0161in\u0101s iesp\u0113jas ieg\u016bt nepiecie\u0161amo finans\u0113jumu ar\u012b turpm\u0101kai att\u012bst\u012bbai.<\/p>\n<p>K\u0101 st\u0101sta \u0137iploku audz\u0113t\u0101js J\u0101nis Veide no Vecumnieku novada, kur\u0161 savu saimniecisko darb\u012bbu re\u0123istr\u0113jis 2015. gad\u0101, biznesa s\u0101kums pirms pieciem gadiem bijis smags. \u0160obr\u012bd saimniec\u012bb\u0101 jau ir zemes apstr\u0101des un ra\u017eas nov\u0101k\u0161anas tehnika, k\u0101 ar\u012b visi procesi pietiekami automatiz\u0113ti. P\u0113d\u0113j\u0101 sezon\u0101 \u0137iploki iest\u0101d\u012bti jau 3,72 hekt\u0101ros zemes. Lai to \u012bstenotu, bija nepiecie\u0161ams aiz\u0146emties naudu, bet uz\u0146\u0113mums bank\u0101m nebija interesants \u2013 naudas pl\u016bsma nepietiekama, zemes, ko var\u0113tu ie\u0137\u012bl\u0101t, lai pa\u0146emtu kred\u012btu, ar\u012b nebija. T\u0101d\u0113\u013c atbalstu vi\u0146\u0161 mekl\u0113ja ALTUM, un l\u012bdz \u0161im br\u012bdim ALTUM atbalstu uz\u0146\u0113muma att\u012bst\u012bbai izmantojis jau divreiz.<\/p>\n<p>Sto\u013cerovas pagasta biolo\u0123isk\u0101s zemnieku saimniec\u012bbas \u201cMadalesija\u201d \u012bpa\u0161niekam Jurim Gardam, kur\u0161 nodarbojas ar piena lopkop\u012bbu, un kura gan\u0101mpulks ar 20 liellopiem apsaimnieko aptuveni 46 ha lielu plat\u012bbu, bija nepiecie\u0161ams neliels aizdevums augsnes apstr\u0101des disku ieg\u0101dei. Un \u0161\u0101d\u0101 br\u012bd\u012b uz\u0146\u0113mums non\u0101k spruk\u0101s \u2013 da\u017eus t\u016bksto\u0161us eiro, bez nodro\u0161in\u0101juma dab\u016bt nevar. T\u0101d\u0113\u013c vi\u0146\u0161 v\u0113rsies pie ALTUM, ar kuru sadarbojas jau aptuveni se\u0161us gadus, lai ieg\u016btu nepiecie\u0161amo atbalstu t\u0101l\u0101kai saimniec\u012bbas izaugsmei.<\/p>\n<p>Madonas novada uz\u0146\u0113mums \u201cTimber Art\u201d ir piem\u0113rs, k\u0101, sa\u0146emot nepiecie\u0161amo atbalstu, uz\u0146\u0113mums var piedz\u012bvot strauju izaugsmi \u2013 tas gada laik\u0101 ir strauji uzs\u0101cis ra\u017eo\u0161anu, iekarojis tirgu un veiksm\u012bgi eksport\u0113 savu ra\u017eojumu \u0101rpus Latvijas. Uz\u0146\u0113mums ra\u017eo mucu pirtis un, lai sa\u0146emtu da\u013cu no nepiecie\u0161am\u0101 finans\u0113juma, start\u0113ja ar\u012b ALTUM programm\u0101 \u201cMazie aizdevumi lauku teritorij\u0101m\u201d. Pateicoties \u0161im finans\u0113jumam, tika nopirktas ra\u017eo\u0161anas iek\u0101rtas un jau p\u0113rn\u0101s vasaras s\u0101kum\u0101 uz\u0146\u0113mums s\u0101ka ra\u017eot pirm\u0101s termokoka pirts mucas. \u0160obr\u012bd aiz\u0146\u0113muma liel\u0101k\u0101 da\u013ca jau ir atdota un atliku\u0161i maks\u0101jumi p\u0101ris simtu eiro apm\u0113r\u0101 m\u0113nes\u012b, kas uz\u0146\u0113mumam esot \u013coti minim\u0101ls maks\u0101jums.<\/p>\n<p>Par ALTUM programmu \u201cMazie aizdevumi lauku teritorij\u0101s\u201d:<\/p>\n<p>ALTUM Mazo aizdevumu lauku teritorij\u0101s l\u012bdz 25 000 eiro var sa\u0146emt bez papildu nodro\u0161in\u0101juma, tikai ar priv\u0101to galvojumu. Nav vajadz\u012bgs ie\u0137\u012bl\u0101t nekustamo \u012bpa\u0161umu, vai k\u0101 nodro\u0161in\u0101jumu izmantot jauni ieg\u0101d\u0101to tehniku. Tie\u0161i t\u0101d\u0113\u013c liel\u0101k\u0101 da\u013ca sadarb\u012bbas partneru izv\u0113las maz\u0101kus aizdevumus bez nodro\u0161in\u0101juma, jo citur vi\u0146iem \u0161\u0101das iesp\u0113jas neviens nepied\u0101v\u0101. Savuk\u0101rt aizdevumam virs 25 000 eiro nodro\u0161in\u0101jums ir uz\u0146\u0113muma manta, t.sk. aizdevuma ietvaros ieg\u0101d\u0101tie pamatl\u012bdzek\u013ci. Par papildu nodro\u0161in\u0101jumu var kalpot cits \u012bpa\u0161ums, \u012bpa\u0161nieku u.c. galvojumi. Vair\u0101k inform\u0101cijas par programmu\u00a0<a href=\"https:\/\/www.altum.lv\/lv\/pakalpojumi\/uznemejiem\/mazie-aizdevumi-lauku-teritorijas\/par-programmu\/\">var ieg\u016bt ALTUM m\u0101jaslap\u0101<\/a>.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nereti uz\u0146\u0113m\u0113jiem ir gr\u016bt\u012bbas sa\u0146emt aizdevumu bank\u0101s, jo nepiecie\u0161amais aizdevuma apjoms ir par mazu vai, uzs\u0101kot jaunu biznesu, nav nedz kred\u012btv\u0113stures, nedz finan\u0161u pl\u016bsmas. ALTUM mazo aizdevumu uz\u0146\u0113m\u0113jiem lauku teritorij\u0101s jau izmanto visda\u017e\u0101d\u0101ko nozaru uz\u0146\u0113m\u0113ji vis\u0101 Latvij\u0101. Ar\u012b \u0161obr\u012bd, Covid-19&#8230;<br \/><a class=\"read-more-button\" href=\"https:\/\/aluksne.lv\/index.php\/2020\/05\/14\/mazajiem-uznemumiem-laukos-pieejams-ipass-altum-aizdevums\/\">Las\u012bt visu<\/a><\/p>\n","protected":false},"author":1,"featured_media":19866,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[9],"tags":[],"class_list":["post-19864","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noderiga-informacija"],"_links":{"self":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/posts\/19864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/comments?post=19864"}],"version-history":[{"count":0,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/posts\/19864\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/media\/19866"}],"wp:attachment":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/media?parent=19864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/categories?post=19864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/tags?post=19864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}