{"id":4086,"date":"2018-02-21T07:22:32","date_gmt":"2018-02-21T07:22:32","guid":{"rendered":"http:\/\/aluksne.lv\/?p=4086"},"modified":"2018-02-21T07:22:32","modified_gmt":"2018-02-21T07:22:32","slug":"valsts-garantijas-majokla-iegadei-turpmak-pieejamas-ari-jaunajiem-specialistiem","status":"publish","type":"post","link":"https:\/\/aluksne.lv\/index.php\/2018\/02\/21\/valsts-garantijas-majokla-iegadei-turpmak-pieejamas-ari-jaunajiem-specialistiem\/","title":{"rendered":"Valsts garantijas m\u0101jok\u013ca ieg\u0101dei turpm\u0101k pieejamas ar\u012b jaunajiem speci\u0101listiem"},"content":{"rendered":"

No \u0161\u0101 gada 1.\u00a0marta tiks papla\u0161in\u0101ts m\u0101jok\u013cu garantiju programmas sa\u0146\u0113m\u0113ju loks \u2013 valsts atbalstu m\u0101jok\u013ca ieg\u0101dei var\u0113s sa\u0146emt ar\u012b jaunie speci\u0101listi vecum\u0101 l\u012bdz 35 gadiem, kuriem apg\u0101d\u012bb\u0101 nav b\u0113rnu, un \u0123imenes ar b\u0113rniem l\u012bdz 23 gadu vecumam (ieskaitot).<\/strong><\/p>\n

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Ministru kabineta 20.\u00a0febru\u0101ra s\u0113d\u0113 pl\u0101nots apstiprin\u0101t MK n<\/strong>oteikumu projektu “Noteikumi par valsts pal\u012bdz\u012bbu dz\u012bvojam\u0101s telpas ieg\u0101dei vai b\u016bvniec\u012bbai”<\/strong> un g<\/strong>roz\u012bjumus Ministru kabineta 2009.\u00a0gada 27.\u00a0oktobra noteikumos Nr.1250 “Noteikumi par valsts nodevu par \u012bpa\u0161uma ties\u012bbu un \u0137\u012blas ties\u012bbu nostiprin\u0101\u0161anu zemesgr\u0101mat\u0101”, kas noteiks atbalsta snieg\u0161anas nosac\u012bjumus vis\u0101m programmas m\u0113r\u0137a grup\u0101m. <\/strong>Att\u012bst\u012bbas finan\u0161u instit\u016bcija Altum jaun\u0101s garantijas izsniegs s\u0101kot ar \u0161\u0101 gada 1.martu, p\u0113c l\u012bgumu nosl\u0113g\u0161anas ar sadarb\u012bbas komercbank\u0101m. \u00a0<\/strong><\/p>\n

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\u201cL\u012bdz ar m\u0101jok\u013cu garantiju programmas papla\u0161in\u0101\u0161anu veicin\u0101sim m\u0101jok\u013cu pieejam\u012bbu gan \u0123imen\u0113m ar b\u0113rniem, gan person\u0101m ar augst\u0101ko vai profesion\u0101lo izgl\u012bt\u012bbu, l\u012bdz ar to motiv\u0113sim augstas kvalifik\u0101cijas speci\u0101listus palikt uz dz\u012bvi Latvij\u0101. Vienlaikus tiks uzlabota Latvijas uz\u0146\u0113m\u0113jdarb\u012bbas vide un sekm\u0113ta jaunu saimniecisk\u0101s darb\u012bbas veic\u0113ju un priv\u0101tpersonu piesaiste re\u0101lai saimnieciskai darb\u012bbai un rezidencei Latvij\u0101, stimul\u0113ts kredit\u0113\u0161anas tempa pieaugums un pozit\u012bvi ietekm\u0113ts invest\u012bciju apjoms. M\u0101jok\u013cu garantiju programmas \u012bsteno\u0161anai atbalsta snieg\u0161anai \u0123imen\u0113m ar b\u0113rniem \u0161ogad paredz\u0113ti 6,6 miljoni eiro, savuk\u0101rt atbalsts jaunajiem speci\u0101listiem tiks sniegts uz tirgus nosac\u012bjumiem,\u201d<\/em> uzsver Ministru prezidenta biedrs, ekonomikas ministrs Arvils A\u0161eradens.\"\"<\/a><\/p>\n

\u00a0<\/strong><\/p>\n

Valsts atbalsta programmas m\u0113r\u0137is ir veicin\u0101t m\u0101jok\u013cu pieejam\u012bbu \u0123imen\u0113m ar b\u0113rniem un jaunajiem speci\u0101listiem \u2013 person\u0101m vecum\u0101 l\u012bdz 35 gadiem ar ieg\u016btu augst\u0101ko vai profesion\u0101lo izgl\u012bt\u012bbu. \u00a0ALTUM garantija \u013cauj samazin\u0101t\u00a0 <\/strong>hipotek\u0101r\u0101 aizdevuma pirm\u0101s iemaksas apjomu komercbank\u0101, t\u0101d\u0113j\u0101di pal\u012bdzot tikt pie sava m\u0101jok\u013ca situ\u0101cij\u0101s, kad ir stabili <\/strong>ien\u0101kumi, kas \u013cauj uz\u0146emties kred\u012btsaist\u012bbas, bet nepietiek uzkr\u0101jumu pirmajai iemaksai.<\/p>\n

Reinis B\u0113rzi\u0146\u0161, Altum valdes priek\u0161s\u0113d\u0113t\u0101js:\u00a0\u201cProgrammas l\u012bdz\u0161in\u0113j\u0101 norise apliecina, ka t\u0101 labi pal\u012bdz risin\u0101t aktu\u0101lo pirm\u0101s iemaksas uzkr\u0101\u0161anas probl\u0113mu. <\/em>\u0145emot v\u0113r\u0101 iedz\u012bvot\u0101ju interesi un konsult\u0101cijas ar komercbank\u0101m, prognoz\u0113jam, ka garantijas b\u016bs piepras\u012btas ar\u012b jauno speci\u0101listu vid\u016b un tuv\u0101ko tr\u012bs gadu laik\u0101 pie\u0161\u0137irsim garantijas aptuveni 3300 jaunajiem speci\u0101listiem ar kop\u0113jo garantiju apjomu 23 miljoni eiro. Programmas darb\u012bbas meh\u0101nisms ir sa\u0146\u0113m\u0113jiem maksim\u0101li \u0113rts, jo valsts atbalstu faktiski var sa\u0146emt da\u017eu dienu laik\u0101 sav\u0101 bank\u0101. Person\u0101m, kas v\u0113las ieg\u0101d\u0101ties m\u0101jokli, j\u0101dodas uz banku, banka izv\u0113rt\u0113 p\u0113c hipotek\u0101r\u0101 aizdevuma pieteikumu un, ja nepiecie\u0161ams, v\u0113r\u0161as Altum p\u0113c galvojuma.\u201d<\/em><\/p>\n

\u00a0<\/strong><\/p>\n

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Garantijas \u0123imen\u0113m ar b\u0113rniem l\u012bdz 23 gadu vecumam (ieskaitot) tiks izsniegtas uz l\u012bdz\u0161in\u0113jiem nosac\u012bjumiem. Persona, kuras apg\u0101d\u012bb\u0101\u00a0ir viens b\u0113rns, var sa\u0146emt ALTUM garantiju 10% apm\u0113r\u0101 no aizdevuma summas (maksim\u0101lais apm\u0113rs 10 t\u016bksto\u0161i eiro), ar diviem b\u0113rniem \u2013 15% apm\u0113r\u0101 (l\u012bdz 15 t\u016bksto\u0161iem eiro), ar tr\u012bs vai vair\u0101k b\u0113rniem \u2013 20% apm\u0113r\u0101 (l\u012bdz 20 t\u016bksto\u0161iem eiro)Par garantiju ir noteikta vienreiz\u0113ja maksa 2,5% apm\u0113r\u0101 no garantijas summas.<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

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Savuk\u0101rt j<\/strong>aunie speci\u0101listi var\u0113s sa\u0146emt garantiju m\u0101jok\u013ca ieg\u0101dei 20% apm\u0113r\u0101 no aizdevuma summas, garantijas maksim\u0101lais apjoms ir 50 t\u016bksto\u0161i eiro. \u0160ai m\u0113r\u0137a grupai garantijas tiks izsniegtas uz tirgus nosac\u012bjumiem, attiec\u012bgi \u2013 bez valsts bud\u017eeta finans\u0113juma. Garantija tiks izsniegta uz 10 gadiem. Komisijas maksa par garantiju b\u016bs ikgad\u0113ja un b\u016bs 4,8% apm\u0113r\u0101 no garantijas atlikuma, attiec\u012bgi maksa par garantijas izmanto\u0161anu ik gadu samazin\u0101sies.<\/p>\n

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Piem\u0113ram, jaunais speci\u0101lists v\u0113las ieg\u0101d\u0101ties m\u0101jokli par 70\u00a0000 eiro un bankas pras\u012bt\u0101 pirm\u0101 iemaksa ir 15% jeb 10\u00a0500 eiro. Izmantojot Altum garantiju 10% apm\u0113r\u0101 (7000 eiro), jaunais speci\u0101lists m\u0101jokli var ieg\u0101d\u0101ties ar 5% pirmo iemaksu (3500 eiro), ko ir \"\"<\/a>iev\u0113rojami viegl\u0101k uzkr\u0101t. Pirmaj\u0101 gad\u0101 komisijas maksa b\u016bs 360 eiro gad\u0101 (4,8% no garantijas summas), savuk\u0101rt turpm\u0101kajos gados, samazinoties garantijas atlikuma, samazin\u0101sies ar\u012b ikgad\u0113j\u0101 maksa par garantiju.<\/p>\n

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P\u0113rn tika secin\u0101ts, ka liel\u0101kais \u012bpatsvars personu, kur\u0101m nepiecie\u0161ams atbalsts m\u0101jok\u013ca ieg\u0101dei, vid\u016b ir personas l\u012bdz 35 gadiem, kuru r\u012bc\u012bb\u0101 ir nelieli finan\u0161u uzkr\u0101jumi, kas var b\u016bt nepietiekami, lai ieg\u016btu sav\u0101 \u012bpa\u0161um\u0101 vajadz\u012bb\u0101m un finan\u0161u l\u012bdzek\u013ciem atbilsto\u0161u m\u0101jokli. Programmas papla\u0161in\u0101\u0161ana ar \u0161o m\u0113r\u0137a grupu veicin\u0101s kvalific\u0113ta darbasp\u0113ka izaugsmi un piesaisti re\u0123ioniem, t\u0101d\u0101 veid\u0101 uzlabojot Latvijas uz\u0146\u0113m\u0113jdarb\u012bbas vidi.<\/p>\n

\u00a0<\/strong><\/p>\n

K\u0101 zin\u0101ms, m\u0101jok\u013cu garantiju programmu <\/strong>Altum \u012bsteno kop\u0161 2015.\u00a0gada. \u0160aj\u0101 laik\u0101 iedz\u012bvot\u0101ju interese par programmu ir tikai augusi, jo iedz\u012bvot\u0101jiem, \u012bpa\u0161i jaunie\u0161iem, jaun\u0101m \u0123imen\u0113m un \u0123imen\u0113m ar b\u0113rniem, tr\u016bkst finan\u0161u l\u012bdzek\u013cu kred\u012bta pirmajai iemaksai, lai ieg\u0101d\u0101tos nekustamo \u012bpa\u0161umu<\/strong>.<\/strong><\/p>\n

L\u012bdz \u0161\u0101 gada 1.\u00a0janv\u0101rim valsts atbalstu m\u0101jok\u013ca ieg\u0101dei sa\u0146\u0113mu\u0161as vair\u0101k nek\u0101 7300 \u0123imenes, kur\u0101s ir 10\u00a0500 b\u0113rni vecum\u0101 l\u012bdz 18 gadiem. Pie\u0161\u0137irto garantiju kop\u0113j\u0101 summa ir 50 miljoni eiro un kop\u0113jais ar garantij\u0101m piesaist\u012bto hipotek\u0101ro aizdevumu apjoms komercbank\u0101s ir 445\u00a0 miljoni eiro. \u0160aj\u0101 laik\u0101 no galvojumu kop\u0113j\u0101 skaita liel\u0101k\u0101 da\u013ca \u2013 62% no visiem galvojumiem pie\u0161\u0137irti \u0123imen\u0113m ar vienu b\u0113rnu, 32% \u0123imen\u0113m ar diviem b\u0113rniem, savuk\u0101rt 6% ir pie\u0161\u0137irti m\u0101jok\u013ca ieg\u0101dei \u0123imen\u0113m ar tr\u012bs vai vair\u0101k b\u0113rniem.<\/p>\n

Atbalstu izmantoju\u0161as \u0123imenes vis\u0101 Latvij\u0101. Proporcion\u0101li liel\u0101kais galvojumu skaits ir R\u012bg\u0101 un Pier\u012bg\u0101 \u2013 67% garantiju. No kop\u0113j\u0101 garantiju skaita 14% garantiju izmantoju\u0161as \u0123imenes Vidzemes re\u0123ion\u0101, Kurzem\u0113 \u2013 9%, Zemgal\u0113 \u2013 7%, savuk\u0101rt Latgal\u0113 \u2013 3%.<\/p>\n

Valsts atbalstu \u0123imenes pamat\u0101 izmanto vid\u0113ja izm\u0113ra dz\u012bvok\u013cu ieg\u0101dei \u2013 aizdevuma summa, ko ar ALTUM garantiju pal\u012bdz\u012bbu aiz\u0146emas bank\u0101, vid\u0113ji ir 61 t\u016bkstotis eiro. Tie liel\u0101koties ir m\u0101jok\u013ci iepriek\u0161\u0113jos gados b\u016bv\u0113tos daudzdz\u012bvok\u013cu namos. \u0122ime\u0146u pirm\u0101 izv\u0113le ir gatava\u00a0 m\u0101jok\u013ca ieg\u0101de, tikai 4% \u0123ime\u0146u aiz\u0146emas b\u016bvniec\u012bbai.<\/p>\n

 <\/p>\n

 <\/p>\n

Evita Urpena<\/p>\n

Ekonomikas ministrijas<\/p>\n

Sabiedrisko attiec\u012bbu noda\u013cas vad\u012bt\u0101ja<\/p>\n

T\u0101lr: 67013193<\/p>\n

E-pasts: Evita.Urpena@em.gov.lv<\/a>; prese@em.gov.lv<\/a><\/p>\n

Web: www.em.gov.lv<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

No \u0161\u0101 gada 1.\u00a0marta tiks papla\u0161in\u0101ts m\u0101jok\u013cu garantiju programmas sa\u0146\u0113m\u0113ju loks \u2013 valsts atbalstu m\u0101jok\u013ca ieg\u0101dei var\u0113s sa\u0146emt ar\u012b jaunie speci\u0101listi vecum\u0101 l\u012bdz 35 gadiem, kuriem apg\u0101d\u012bb\u0101 nav b\u0113rnu, un \u0123imenes ar b\u0113rniem l\u012bdz 23 gadu vecumam (ieskaitot). \u00a0  …
Las\u012bt visu<\/a><\/p>\n","protected":false},"author":2,"featured_media":4088,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[9],"tags":[],"class_list":["post-4086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noderiga-informacija"],"_links":{"self":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/posts\/4086","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/comments?post=4086"}],"version-history":[{"count":0,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/posts\/4086\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/media\/4088"}],"wp:attachment":[{"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/media?parent=4086"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/categories?post=4086"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aluksne.lv\/index.php\/wp-json\/wp\/v2\/tags?post=4086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}